Your quote:
No Hospital + No Extras
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Terms and Conditions

The offer

All eligible customers will receive from Queensland Teachers’ Union Health Fund Limited (ABN 38 085 150 376):

  • 4 weeks free of first years’ premium.

  • Wavier of any 2- and 6-month waiting periods for ancillary/extras services if transferring from another fund. 

  • No waits to reserve when transferring from another fund on comparable private health insurance cover. 

  • 1.5% discount if paying by direct debit from a bank account in accordance with fund rules. 

  • Exclusive opportunity to take out Gold Ultimate Choice or Gold Easy Choice private hospital cover with Union Health. These select hospital products are only available to eligible customers who join between 12.00am on Friday 2 July 2021 and 11.59pm on Saturday 30 April 2022.

Fund rules including yearly limits and waiting periods may apply.


The offer is available to you if you:

  • Are a current or former Rail, Tram and Bus Union (RTBU) member.

  • Are not transferring from a Queensland Teachers’ Union Health Fund Limited health insurance policy.

  • Are an Australian resident over the age of 18.

  • Join on a Union Health private health insurance policy after 12.00am on Friday 2 July 2021.

  • Hold cover, maintain direct debit from a bank account for 30 consecutive days from policy start date and the policy is current and paid up to date.

If you meet all of the eligibility criteria above, you are an eligible customer.


  • A 30-day cooling off period applies if you change your mind about the cover purchased. As long as no claims have been made, we will refund any premium paid, however you will forfeit eligibility for these offers.  

  • Not available in conjunction with any other offers.

  • Offer is not transferrable.

  • Offer is only available to a new Union Health private health insurance customer once in any 12-month period.

  • 4 weeks free and 2- and 6-month waivers are not redeemable for cash.

  • Details of Union Health’s Privacy Policy can be obtained here or upon request.

If you have any questions regarding these terms and conditions, please Union Health on 1300 661 283.