Zero never looked so good terms


  • Offers available for applications received between 15 September and 31 October 2020.

  • A 30-day cooling off period applies if you change your mind about the cover purchased. As long as no claims have been made, we will refund any premium paid, however you will forfeit eligibility for these offers.  

  • Membership eligibility criteria apply. 

  • For new members on new memberships only, excludes transfers between Union Health policies.

  • Fund rules including waiting periods may apply. 

  • Only available where premium payments are made via direct debit, excludes credit card payments. 

  • Must hold cover and maintain direct debit for 30 consecutive days from policy start date to get the second month free.

  • Not available in conjunction with any other offers.

  • Offers are not transferrable or redeemable for cash.

  • Details of Union Health’s Privacy Policy can be obtained here or upon request.


  • The offer is available to members who are financial (i.e. payment of premiums must be up to date) at the date of referral. 

  • The referred family member/friend cannot currently be a Union Health member or dependant of a Union Health member coming off a parent's policy. 

  • The $100 eGift Card will be sent within 30 days of receiving the first premium of the new member.

  • If the new member joins by telephone, they must mention your name when they join. 

  • This offer is not available in conjunction with any other offer.

If you have any questions regarding these terms and conditions please contact Union Health on 1300 661 283.