All our single parent and family covers automatically include coverage for dependants until they turn 21.
After age 21, you can keep your dependants on your cover up to age 31, while they are studying full-time, for no extra cost.
Non-student dependants may remain on your policy until they turn 31 for an additional loading of approximately 25%-30% (depending on your cover). This is good news for families as extended dependant cover was previously only available up to age 25 on a limited number of policies. From 1 April, 2022, extended dependant cover is available for all covers except Gold Hospital and Basic+ Hospital (stand-alone or combined with an extras policy).
New extended dependant eligibility
Available from the 1st of April 2022.
Applies to all covers except Gold Hospital and Basic Hospital (stand-alone or combined with an Extras policy).
Dependants must be single (not married or in a de facto relationship) young adults aged over 21 and under 31 years.
How to apply
To add a dependant onto your policy as an extended dependant, please complete the below form and we’ll take care of the rest.
If your dependant already has private health insurance in their own name, they will also need to complete the second form to terminate their existing policy before they can transfer to yours.
Please note waiting periods may apply for services that were not included on their previous cover. Any age-based discounts will no longer apply.
Extended dependant request
We have a great range of hospital covers, so you can pick the one that suits your lifestyle and budget.With extras you can claim for services such as dental, optical, physio and massage. We have a great range of covers, so you can pick the one that suits your lifestyle and budget.
(*) Prices include direct debit discount. (R) Restrictions apply. Sub limits may apply on extras products, click on for more details. Set extras benefits apply per service and vary depending on cover. Waiting periods may apply. Your rates may differ based on your Lifetime Health Cover loading (LHC). Actual rates may differ from those stated by up to 5c due to rounding increments.
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