Family Cover

Family comes first, and so does their health. Explore our affordable family health insurance plans, offering a comprehensive selection of hospital and extras cover options designed to meet the diverse needs of every family member.

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Did you know our health cover is award winning?

Union Health is brought to you by TUH, Roy Morgan Private Health Insurer of the Year.

Invest in your health with Family Cover

With hospital cover, you'll experience private patient treatment for medically necessary services within your policy's scope, while extras cover while extras cover lets you enjoy benefits for a variety of routine healthcare services like dental and massage therapy.

Get quality hospital care

Choose your own doctor and enjoy lower or no out-of-pocket expenses for in hospital specialist/doctor fees with Access Gap Cover. Plus shorter wait times for elective surgery that can be longer in the public system.

Reduce healthcare costs

Think of extras cover as a budgeting tool to reduce the costs of healthcare services. Plus, if you're eligible for the Active Health Bonus, you can claim an additional benefit to use on out-of-pocket expenses.

Easily manage your cover

Submit claims in a snap and get paid faster, keep on top of your extras limits and usage, calculate your benefit, find preferred providers near you and do it all from your pocket, with the Union Health App.

Find the right level of cover for the whole family

Health insurance can be overwhelming so let's keep things simple. Unsure what level of cover need? We've got you sorted!

Hospital

Extras

Combined

Silver+ Hospital Essentials

Strike the perfect balance between comprehensive coverage and cost-effectiveness with protection for various hospital treatments, minus higher-cost items such as pregnancy and cataracts.

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Silver+ No Pregnancy Hospital

Get coverage that aligns with your needs, including a diverse range of treatments while excluding pregnancy, birth, assisted reproductive services and weight loss surgery.

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Silver+ Family Hospital

Enjoy family-centric hospital cover with comprehensive cover across a broad spectrum of treatments, including pregnancy, birth and assisted reproductive services.

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Everyday Extras

Make a commitment to your health with benefits for everyday services like general and major dental, optical, mental wellness and more.

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Family Extras

Ensure your entire family receives comprehensive health support with expansive benefits for services including orthodontia, optical, podiatry and more.

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Comprehensive Extras

Elevate your health with this all-encompassing coverage offering access to a wide range of services with generous benefits and annually increasing limits.

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Design Your Own

Take control of your health goals, mix and match any of our hospital and extras plans to create a combined cover that aligns perfectly with your individual needs and preferences.

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Do you need a hand choosing the right cover?

Help us understand your needs and in just 20 seconds we'll match you with the perfect health cover.

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We have the Tricks of the Trade

Managing family life can be challenging, but at Union Health, we've simplified the way you benefit from your membership, with Tricks of the Trade you can unlock daily value and rewards tailored to your current family needs.

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Choose Union Health to have your back

We take the complexity out of health insurance with great value health cover, outstanding local customer service and the ability to manage it all from your pocket with the Union Health App.

Discover exclusive member perks and discounts

Get support with our member health programs

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