Why choose Comprehensive Extras?
Access benefits for everyday services such as dental, optical and more. This cover stands alone or you can combine it with one of our hospital covers to unlock your Active Health Bonus to spend on out-of-pocket expenses — the choice is yours!
Increasing annual limits
100% back on glasses
Keep smiling
What's covered with Comprehensive Extras
General dental
Major dental
Orthodontia
Optical
Physiotherapy
Massage and myotherapy
Acupuncture
Osteopathy
Chiropractic
Podiatry
Orthotics
Mental wellness
Dietetics
Speech therapy
Occupational therapy
Health management
Pharmaceuticals
Health devices/appliances
Hearing aids
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Why trust us with your health
As a not-for-profit and member-owned fund we understand our members needs and provide outstanding local customer service to union members and their families.
We make managing your health insurance easy with our app
Get great value cover you won't regret with quality inclusions
We have an extensive network of preferred providers
Do you need a hand choosing the right cover?
Help us understand your needs and in just 20 seconds we'll match you with the perfect health cover.
Download guides
Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.
FAQs
A list of preferred providers can be found here. We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by Union Health.
Find out moreAn extras out-of-pocket cost is the difference between the amount a service provider charges and the benefit we pay. For example, if a physiotherapist charges $70 for a visit and we pay a benefit of $40, the out-of-pocket cost would be $30.
Find out moreNew memberships and upgrades of cover have waiting periods, including two months for all extras services (unless specified), six months for some services like Active Health Bonus and optical, twelve months for major dental and prostheses, and two years for laser eye surgery. Waiting periods can differ between levels of cover.
Find out moreAt Union Health we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit.
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