Important info Things you ought to know Going into hospital What's covered? What's not covered? Waiting periods Hospital treatment costs Paying for hospital costs Access Gap and out-of-pocket expenses Find a hospital Pre-existing ailments Pregnancy After-hospital care Using your extras What's covered? What's not covered? Waiting periods Out-of-pocket expenses Dental treatments Find a provider Health and Wellness benefit Government initiatives Australian Government rebate on private health insurance Medicare Levy Surcharge Australian Government private health insurance reforms Lifetime Health Cover Loading (LHC) Lifetime mental health waiting period waiver Pharmaceutical Benefit Scheme Medicare Safety Net Medicare Benefits Schedule Member resources Make a claim Change membership details Rate change facts Where do your premiums go? Suspend your membership Authority to access membership Premium payment options Refer a friend Strive for Health Aged care transition & advisory services Care Coordination Program Forms Product guides Mobile app Useful definitions Accidents Ambulance Benefit Calendar year Cooling off period Cosmetic surgery Default benefit Dependants Excess Informed financial consent Inpatient/outpatient Limit Medical practitioner Membership categories Nursing home type patient Overseas products, treatments and services Overseas travel Plastic and reconstructive surgery Policholder Remote travel and accommodation Restricted services Pain Management with Device School accident cover Surgically-implanted prostheses Transferring to Union Health Waiting periods Workers compensation
