Cover For Tax Purposes

Union Health is brought to you by TUH, voted Private Health Insurer of the Year in the Roy Morgan Awards.

Pay less with Private Hospital Insurance

If your income exceeds $93,000 annually (or $186,000 for couples and families), taking out private hospital cover is a wise financial choice. Escape paying the Medicare Levy Surcharge, which can range from 0 to 1.5% of your annual income, by securing hospital cover and enjoy the peace of mind that comes with it.

Shorter wait times

Enjoy reduced wait time for elective surgery which can be over a year long in the public hospital system.

Reduced medical costs

Take advantage of lower or no out-of-pocket expenses for in hospital specialist/doctor fees with our Access Gap Cover.

Freedom of choice

Choose your doctor and attend a hospital where you’re more likely to be given your own private room.

Find the right level of cover for you

Health insurance can be overwhelming so let's keep things simple. Unsure what level of cover need? See our suggested cover for tax purposes below.

Hospital Cover

Basic+ Hospital

This is an excellent entry-level choice for individuals seeking affordable private hospital coverage that shields you from any applicable Medicare Levy Surcharge.

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Add Extras Cover

Build a comprehensive end-to-end health cover plan tailored to your individual requirements by adding any of our extras covers to your Basic+ Hospital cover.

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Do you need a hand choosing the right cover?

Help us understand your needs and in just 20 seconds we'll match you with the perfect health cover.

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Choose Union Health to have your back

We take the complexity out of health insurance with great value health cover, outstanding local customer service and the ability to manage it all from your pocket with the Union Health App.