Your quote:
No Hospital + No Extras
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Why choose Family Extras?

Access benefits for everyday services such as dental, optical and more. This cover stands alone or you can combine it with one of our hospital covers to unlock your Active Health Bonus to spend on out-of-pocket expenses — the choice is yours! 

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100% back on glasses

Cover for a complete set of prescription glasses with a $260 annual limit on optical.
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Keep smiling

Enjoy unlimited preventive treatment with no out-of-pockets at preferred providers.
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Move better

Look after your body with generous benefits like $50 per physio session and $40 per remedial massage, up to your annual limit.

What's covered with Family Extras

General dental

Major dental

Orthodontia

Optical

Physiotherapy

Massage and myotherapy

Acupuncture

Osteopathy

Chiropractic

Mental wellness

Podiatry

Orthodontia

Dietetics

Speech therapy

Occupational therapy

Health management

Pharmaceuticals

Health devices/appliances

Hearing aids

SEE COVER DETAILS

Why trust us with your health

As a not-for-profit and member-owned fund we understand our members needs and provide outstanding local customer service to union members and their families.

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We make managing your health insurance easy with our app

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Get great value cover you won't regret with quality inclusions

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We have an extensive network of preferred providers

Do you need a hand choosing the right cover?

Help us understand your needs and in just 20 seconds we'll match you with the perfect health cover.

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Download guides

Extras limits reset annually on January 1. For more information on limits and waiting periods please see the product guide.

FAQs

A list of preferred providers can be found here. We allow you to use any registered optometrist, dentist, physiotherapist or podiatrist in Australia. For other health care services such as chiropractic, massage, etc, benefits are paid for treatment by registered practitioners in private practice and recognised natural therapists approved by Union Health.

Find out more

An extras out-of-pocket cost is the difference between the amount a service provider charges and the benefit we pay. For example, if a physiotherapist charges $70 for a visit and we pay a benefit of $40, the out-of-pocket cost would be $30. 

Find out more

New memberships and upgrades of cover have waiting periods, including two months for all extras services (unless specified), six months for some services like Active Health Bonus and optical, twelve months for major dental and prostheses, and two years for laser eye surgery. Waiting periods can differ between levels of cover.

Find out more

At Union Health we offer an Active Health Bonus as a reward for completing an online health assessment. Members on combined hospital and extras products (excluding Basic Extras) can use this bonus to pay for out-of-pocket costs for extras treatments, up to the annual limit. 

Find out more

SEE ALL FAQS

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