You are immediately covered for hospital treatment for accidents with no waiting periods to serve, providing you joined Union Health prior to the accident, have the appropriate level of cover for that treatment and your premium payments are up to date.
An accident is an unexpected incident that results in injury and requires immediate treatment. Accidents are not related to any other ailment, illness or condition.
If you have been involved in an accident and received compensation or damages from a third party
you cannot claim additional benefits in relation to this accident
you must repay Union Health any benefits and associated costs already paid by Union Health.
Visits to public or private hospital emergency departments or other hospital treatments where you are not admitted as an inpatient (as determined by law), are not covered by private health insurance.
We have a great range of hospital covers, so you can pick the one that suits your lifestyle and budget.With extras you can claim for services such as dental, optical, physio and massage. We have a great range of covers, so you can pick the one that suits your lifestyle and budget.
(*) Prices include direct debit discount. (R) Restrictions apply. Sub limits may apply on extras products, click on for more details. Set extras benefits apply per service and vary depending on cover. Waiting periods may apply. Your rates may differ based on your Lifetime Health Cover loading (LHC). Actual rates may differ from those stated by up to 5c due to rounding increments.
Welcome to Union Health!
So we can show you accurate pricing information, please enter your state below.
Looks like you are in NSW, is that correct?
Looks like we don’t have an option that suits your needs
Unfortunately, we don’t have a level of cover that matches the criteria you have selected. If you would like to discuss this further, please contact us on 1300 661 283 or via email at email@example.com.