Cooling off period

You have the right to a 30-day cooling off period if you change your mind about joining Union Health or changing your level of cover, provided there are no claims made during the period. The 30-day period commences from

• the joining date;

• the date the level of cover increases; or

• the date the level of cover decreases.

For the latter two, the cover will revert back to the previous level of cover.