Dependants

• A natural child, stepchild, legally adopted child, or child for whom the policyholder is the legal guardian or who is in the policyholder’s legal custody.

• The policyholder’s adult child, who is not married or in a de facto relationship and who is under 21 years of age.

Student dependants 

A policyholder’s student dependant child is

• a full-time student at a recognised education facility for the whole of the academic year;

• under age 25; and

• unmarried and not in a de facto relationship.

A policyholder must complete and return to Union Health an Adult Dependant Registration form upon commencement of study. Students are not covered if they cease or defer study during the year.

Extended dependant cover 

Union Health offers single parents and families with non-student children (including apprentices) the opportunity to purchase extended dependant cover. This allows young adults who are single (i.e. not married or in a defacto relationship) and not covered as a student dependant to be covered on their parents’/guardians’ policy until the age of 25.

Extended dependant cover is available on all hospital covers except Gold Hospital.