Dependants
At Union Health we recognise three levels of dependants on our policies.
Child dependants
A natural child, stepchild, legally adopted child or child for whom the policyholder is the legal guardian or who is in the policyholder’s legal custody. They must:
Be single (not married or in a de facto relationship) and
Under the age of 21
Student dependants
Dependants who are a full-time student, registered trainee, apprentice, intern or cadet can remain on their family’s policy until they complete their studies or until they turn 32 (whichever comes first). They must:
Attend a recognised education facility for the whole of the academic year and
Be single (not married or in a de facto relationship).
You must apply for student dependant cover on commencement of study using an Adult Dependant Registration form. Students are not covered if they cease or defer study during the year.
Non-student dependants
Dependants who are not a full-time-student, registered trainee, apprentice, intern or cadet can remain on their family’s policy until they turn 32, for an additional premium loading. They must:
Be single (not married or in a de facto relationship).
This cover is available on all covers except Gold Hospital and Basic+ Hospital (stand-alone or combined with an Extras policy).
