Limit

Annual limit

The maximum amount payable per calendar year for an extras benefit. The annual limit is renewed on 1 January each year.

Sublimit

A limit which is applied annually (or another specified period of time) on the benefit paid for a particular item or service within an overall category limit. For example, with our Family Extras cover, you have an annual overall major dental limit of $2,000. Crowns and bridges have a sub-limit of $650 for your first year, so this is the maximum you can claim for these items. Your overall annual limit will then be reduced to $1,350 which you can use for other treatments within the major dental category.