Health Insurance That Meets the Needs of Your Family

At Union Health, we believe private health insurance should not derail your family’s budget. That’s why we’ve designed affordable hospital and extras options for families, taking the stress away from you and your wallet. 

Our variety of products gives you a fair go on your health insurance and family plan. Because we know, not all families look the same.

Picture this; you’re a couple with no kids, versus your neighbour, whose family is two parents, one child and another on the way. Different number of people. Different incomes. Different health needs. Should their private health insurance be the same? We think NO.

Then throw into the mix that everyone’s in a different stage of life. With a pre-teen, visits to the orthodontist might soon take up those after-school hours. Or, if you’re squinting to read your phone messages, a visit to the optometrist might be on the cards for you! 

We think you deserve a variety of affordable health cover options based on your unique family needs.  

Private health insurance in Australia

Aussies are lucky to have Medicare - and we’re grateful for it. It's purpose is to help everyone maintain a baseline level of health. It covers costs to see a doctor, buy some medicine and certain tests and scans. And that’s great. But for the average family, there are loads of other health needs not covered, like dental, physiotherapy and the cost for hospital accommodation, intensive care, theatre fees, and medical charges when admitted as private patient.  

That’s where private health insurance comes in. Family health cover can fiill the gaps left by Medicare, offering benefits like skipping public hospital waiting lists and choosing your own doctor. But remember, if a service isn't covered by Medicare, you won't be able to claim it on your hospital insurance. 

Affordable family health cover

Finding the right health insurance is all about ensuring it fits your lifestyle. Start by considering what ‘family’ means to you, then focus on value as you assess your family's health needs. 

While all our hospital and extras covers suit all kinds of families, for a couple on a tight budget, a lower tier of hospital cover might be the best option. However if you’re planning to start a family or have more children, then a mid tier of hospital cover that includes pregnancy and birth related services makes more sense.

Let’s walk you through our most common family cover options. Remember there’s no right or wrong policy, just what’s right for you and your family. 

Best family hospital covers