Informed Financial Consent is your right to know what you’ll need to pay upfront before you receive any hospital treatment as a private patient, and to receive this information in writing. It’s important to ask your treating doctor, the hospital and us about any out-of-pocket expenses you may have to pay.
Ask your treating doctor or specialist:
How much is your fee?
Do you participate in the Access Gap scheme under the Australian Health Service Alliance (AHSA)?
If I have to pay a gap, how much will that be?
What are my options if I can’t afford to pay this gap?
Which other doctors and medical staff will be involved in my treatment, e.g. radiologist, anaesthetist, assistant?
How can I get information about assisting doctors’ fees and Access Gap participation?
Will I receive just one bill?
If I am receiving a surgically implanted device or prosthesis, is it a Government approved device (covered by Union Health) or will I have to pay a gap?
What are the MBS item numbers for this procedure? (see “Ask us” section below)
Ask your hospital:
Does this hospital have any agreement with Union Health?
Will I have to pay a gap for my hospital accommodation?
What other out-of-pocket expenses apply during my time in hospital?
My doctor gave me these MBS item numbers for my procedure or service. Does my policy cover me for this?
Under my policy, will I have to pay an excess or any other charges? If so, how much?
Will I have to pay extra for my hospital accommodation, my doctor’s fees, and any assisting doctors’ fees, or is it all covered by my policy?
We have a great range of hospital covers, so you can pick the one that suits your lifestyle and budget.With extras you can claim for services such as dental, optical, physio and massage. We have a great range of covers, so you can pick the one that suits your lifestyle and budget.
(*) Prices include direct debit discount. (R) Restrictions apply. Sub limits may apply on extras products, click on for more details. Set extras benefits apply per service and vary depending on cover. Waiting periods may apply. Your rates may differ based on your Lifetime Health Cover loading (LHC). Actual rates may differ from those stated by up to 5c due to rounding increments.
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So we can show you accurate pricing information, please enter your state below.
Looks like you are in NSW, is that correct?
Looks like we don’t have an option that suits your needs
Unfortunately, we don’t have a level of cover that matches the criteria you have selected. If you would like to discuss this further, please contact us on 1300 661 283 or via email at firstname.lastname@example.org.