If you are travelling overseas and have been a financial member of Union Health for at least twelve months, you may suspend your membership for a minimum period of two calendar months to a maximum period of three years. Premiums must be paid up to the date after you depart Australia, i.e. your suspension date plus one day. Two suspensions are allowed per calendar year. The second suspension can commence after you have resumed the policy for a period equal to the length of your previous absence or nine months, whichever is shorter. No claims can be made while your membership is suspended.
Travel information to verify departure and return dates will be required at the time of application for suspension, unless you have a one-way ticket, in which case verification of return date will be required on resumption.
The remainder of any waiting periods not completed prior to departure will continue when the membership is resumed.
If you are experiencing financial hardship and have been a financial member of Union Health for at least six months, we may allow you to suspend your membership for a minimum period of one month to a maximum period of twelve months.
We'll consider your request to suspend your cover if you experience:
loss of employment
significant decline in retirement income due to extrordinary circumstances
significant extraordinary events like natural disasters
Multiple suspensions are allowed, however, twelve months must be served between consecutive suspensions. No claims can be made while your membership is suspended or for treatment that occurred while your membership was suspended.
We have a great range of hospital covers, so you can pick the one that suits your lifestyle and budget.With extras you can claim for services such as dental, optical, physio and massage. We have a great range of covers, so you can pick the one that suits your lifestyle and budget.
(*) Prices include direct debit discount. (R) Restrictions apply. Sub limits may apply on extras products, click on for more details. Set extras benefits apply per service and vary depending on cover. Waiting periods may apply. Your rates may differ based on your Lifetime Health Cover loading (LHC). Actual rates may differ from those stated by up to 5c due to rounding increments.
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