Product guides

Hospital covers

Extras covers

Comprehensive Extras

Family Extras

Healthy Options Extras

Mid Range Extras

Basic Extras

Guides

Important Information Guide

Comparison brochure

Member resources

Make a claim Change membership details Rate change facts Where do your premiums go? Suspend your membership Authority to access membership Premium payment options Pet insurance Safe Sleep Space Program Refer a friend Strive for Health Aged care transition & advisory services Care Coordination Program Forms Product guides Mobile app

Using your extras

What's covered? What's not covered? Waiting periods Out-of-pocket expenses Dental treatments Find a provider Health management benefit Dental preferred providers

Going into hospital

What's covered? What's not covered? Waiting periods Hospital treatment costs Paying for hospital costs Access Gap and out-of-pocket expenses Find a hospital Pre-existing ailments Pregnancy and birth After-hospital care

Government initiatives

Australian Government rebate on private health insurance Medicare Levy Surcharge Australian Government private health insurance reforms Lifetime Health Cover Loading (LHC) Lifetime mental health waiting period waiver Pharmaceutical Benefit Scheme Medicare Safety Net Medicare Benefits Schedule Age-based discount