Am I covered whilst travelling overseas?
No, private Health Insurance does not cover you for medical, hospital or extras treatment received whilst travelling overseas or on a cruise ship within Australian waters.
We also do not pay benefits for products purchased overseas, including internet purchases where the goods are provided from an overseas supplier. This is to ensure you receive the high level of consumer protection and quality of service that is provided under Australian standards and health conditions.
Union Health Travel Insurance
Travel Insurance can offer cover for overseas medical, hospital and dental expenses*, personal liability*, luggage delays* and much more.
Union Health Fund members can save 15%^ on Union Health Travel Insurance. Terms, conditions, exclusions, limits and applicable sub-limits apply. Please refer to the Product Disclosure Statement for full details.
To access this great saving, get a quote below or see here for more information.
^The 15% discount applies to new policy purchases and is based on standard premium rates (including optional covers). It applies automatically upon successful input of the membership number and applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey, contact Allianz Global Assistance to find out more. Not to be used in conjunction with any other offer.
*Disclaimer: Queensland Teachers’ Union Health Fund Limited ABN 38 085 150 376 AR no 268660 trading as Union Health Fund arranges this insurance as authorised representative for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA). AGA issues and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply. Union Health Fund, Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is appropriate for you. Before making a decision please consider the Product Disclosure Statement. The Target Market Determination is available at www.allianzpartners.com.au/policies. Union Health and AGA receive a commission which is a percentage of the premium you pay for a policy - ask us for further details prior to purchasing.
